If your doctor has suggested that your Boston Scientific Accolade pacemaker be replaced, you may be of the opinion that this will be taken care of by your insurance company, since it did the same when you were originally implanted with the device. However, this could be the most expensive mistake you could ever make. If you received the Accolade pacemaker, you are most likely aware by now that there has been news about a battery impedance issue that puts the device on SAFE mode without informing you, which in turn has the unfortunate effect of having the condition it was meant to protect from, arrhythmia, come back and cause serious health complications, falls, and worse. The insurance company is bound by its own terms not to cover certain events as well as amounts that cross a certain threshold. What’s worse is that the Boston Scientific recall letter does not let you know about this non-coverage, and the FDA notice says nothing as well. If you’re waiting for the insurance company to volunteer this information, you shall be waiting a long time, to your own detriments as well. In this post, we’ll take a look at the hidden financial trap of the Boston Scientific pacemaker recall, and what you need to do to protect yourself and your financial future prior to going under the knife for the explantation procedure.
Are you looking for a best Boston Scientific pacemaker failure lawsuit attorney? Please call the best pacemaker failure lawyers at McCready Law NOW at (314) 481-63338 to learn more about your legal options for justice and compensation. The experienced Boston pacemaker failure attorneys bring to the table combined experience spanning over 90 years where we’ve helped thousands of injured individuals seek compensation after getting injured due to the negligent actions of others, whether it be private individuals or corporate entities. To date, we have recovered over $500 million for our clients, and our expertise in all areas of the law as well as our personable and compassionate approach place us at a level that is unheard of in injury or class action law.
We have thousands of five-star reviews, and our clients often recommend their friends and families to us should they suffer an injury. We take on cases on agreed-upon contingency fee basis, and the first call to us is consulted on a 100% FREE basis. Regardless of where you are in the country, McCready Law can assist with your Boston Pacemaker failure lawsuit, and we shall come to you if need be so you can recover in the comfort of your hospital or home while we work on your claim. Need to speak to someone regarding the potential compensation for a failed Boston pacemaker device? Call us NOW at (314) 481-63338 to learn more about your legal options for justice and compensation – our intake coordinator is standing by to route your call to one of our experienced attorneys.
The Insurance Catch-22 That Thousands of Accolade Patients are Unaware Of
Insurance companies got ridiculously wealthy because of not paying out and finding ways to deny claims regardless of whether they are legitimate or not. The catch-22 when it comes to Accolade patients with recalled pacemakers is that if they wait for their device to fail, there is a real possibility they may suffer severe injury or even pass away. However, if they replace it early in order to avoid this risk, the insurance company may simply deny coverage since they may deem the surgery as being “medically necessary”.
Let’s do a deep dive into the machinations of the insurance companies:
- Health insurance companies define what is medically necessary according to the current symptoms you’re experience as well as the performance of the device, and not on the risk of future failure. If you still have a functional pacemaker that is operating within normal limits, your early replacement may be classed as “elective” and you may have your coverage denied even when it has been known that the device is defective.
- Even if your insurance company folds and chooses to cover the surgery, you may still have a considerable amount of out-of-pocket costs such as copays, deductibles and coinsurance, which may add up to thousands of dollars.
- After the explant surgery, you may still need to account for lost wages, recovery-related expenses and transportation costs, to name a few, that the insurance company will simply state aren’t covered as part of your policy.
- The only way to recover out of pocket expenses should you need to go for the explantation surgery is to file a product liability claim which is usually bound by time limits, so speed is of the essence.
If you’ve been told that your Accolade pacemaker must be replaced, it is first and foremost important to contact your insurance company to determine if they will cover the surgery and what your out-of-pocket expenses shall be. Next, do not, under any circumstance, sign a Boston Scientific consent form without consulting with our attorneys since doing so may waive your rights to compensation for your injuries.
Best Boston Scientific Accolade Pacemaker Lawsuit Attorneys – Call Us Today!
If you or a loved one suffered complications due to your Boston Scientific Accolade pacemaker stopping as a result of the defective battery issue, please give us a call NOW at (314) 481-63338 to learn more about your legal options for justice and compensation. Remember, we take on clients countrywide, and we shall come to you if unable to travel to us. The call is 100% FREE, and there is absolutely no obligation. Thanks for choosing McCready Law, and we look forward to helping you.